WHK - monthly eNewsletter

Welcome to Better Advice - WHK Northern NSW. December 2010 eNewsletter. Read on-line from archives here.

In This Issue

Two Simple Steps To Managing Your Christmas Spending

Reason In The "Silly Season"

Electronic Payment References

Christmas Wishes

On behalf of all the staff at WHK we would like to wish our valued clients all the very best for the Festive Season.

We hope you enjoy a relaxing break with your family during the holidays and we look forward to working with you in 2011.

Our staff will also be taking a well earned holiday during this time, so please check with your local office to find out their closing dates.

Again, all the best of Season's Greetings to you and lets hope 2011 is full of health, happiness and prosperity.

From all of the Staff at WHK
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Two Simple Steps To Managing Your Christmas Spending

With the festive season only weeks away most of us think that budgeting is something that can wait until next year. But come January, the man in the big red suit will be safely home in the North Pole and we all will wish we did something last year. Whether it is a personal or business budget, take the time to ease the financial burden come the new year. There are two simple steps to financial success.

Read full article here

Reason In The "Silly Season"

Christmas is just around the corner; for most people it is a time of sharing, giving and just a little bit of over indulgence.

Whilst retailers see this as their busiest period of the year, they are not alone. The 'silly season' also signals the commencement of the busy period for Australia's Emergency Service Departments, courtesy of the increased number of road accidents, alcohol-inspired incidents as well as failed home renovation attempts.

Read full article here

Electronic Payment References

As you may know WHK offer EFT payments as a way for our clients to pay their accounts with us. Often this is the most convenient way to finalise an invoice, however recently we have been having difficulty matching payments with invoices due to incorrect reference numbers accompanying the payment.

To address this we would ask our clients to ensure that the reference number displayed on the invoice is included at the time of payment. This reference number can be found under the Payment by EFT details on the lower section of the invoice.

This will ensure that your accounts are completed correctly. If you have any questions don't hesitate to contact your local office where our staff are happy to assist.

Armidale Office:
90 Rusden Street, Armidale NSW 2350
T: 02 6776 5100

Byron Bay Office:
17 Lawson Street, Byron Bay NSW 2481
T: 02 6685 7532

Casino Office:
157 Barker Street, Casino NSW 2470
T: 02 6661 2450

Glen Innes Office:
2/122 Bourke Street, Glen Innes NSW 2370
T: 02 6732 9300

Inverell Office:
3 Glen Innes Road, Inverell NSW 2360
T: 02 6728 8800

Lismore Office:
53 Carrington Street, Lismore NSW 2480
T: 02 6627 3500

Walcha Office:
Fitzroy Street, Walcha NSW 2354
T: 02 6777 4900

Yamba Office:
5/30 Coldstream Street, Yamba NSW 2464
T: 02 6603 0250

Ballina Office:
51 Tamar Street, Ballina NSW 2478
T: 02 6618 3550

Cabarita Beach Office:
3/35 Coast Road, Cabarita Beach NSW 2488
T: 02 6676 3055

Coffs Harbour Office:
107 West High Street, Coffs Harbour NSW 2450
T: 02 6653 0850

Grafton Office:
24 Queen Street, Grafton NSW 2460
T: 02 6640 9200

Kyogle Office:
1 Wyangarie Street, Kyogle NSW 2474
T: 02 6632 0400

Murwillumbah Office:
15A Commercial Road, Murwillumbah NSW 2484
T: 02 6672 5577

Warialda Office:
39 Hope Street, Warialda NSW 2402
T: 02 6728 9920

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This newsletter is provided by WHK and its member firms and WHK Financial Planning (WHKFP) as an information service only and does not constitute financial product advice. WHK & WHKFP provide no warranty regarding the accuracy or completeness of the information. All opinions, conclusions, forecasts or recommendations are reasonably held at the time of compilation but are subject to change without notice by WHK & WHKFP. Both WHK & WHKFP assume no commitment to update this document after it has been issued. Except for any liability which by law cannot be excluded, WHK & WHKFP, its Directors, employees and agents disclaim all liability (whether in negligence or otherwise) for any error, inaccuracy in, or omission from the information contained in this document or any loss or damage suffered by the recipient or any other person directly or indirectly through relying upon the information.

Section 945A of the Corporations Act requires financial planners to obtain information from clients before making recommendations. Equivalent requirements apply also to accountants in relation to the provision of taxation advice. Accordingly, clients and readers should not act only on the basis of material obtained in this newsletter because the contents are of a general nature and therefore do not take into account each person's individual circumstances and may be liable to misinterpretation. Do not act upon any of the information contained within this newsletter without first obtaining specific advice from your local WHK Adviser.

WHK Group Pty Ltd ABN 84 006 466 351 and WHK Financial Planning Pty Ltd, holder of Australian Financial Services License No. 238244 ABN 51 060 092 631.